This first few weeks of school are taking its toll on our expenses. We’ve been spending more because mateo’s nanny comes to school with us too, so instead of just snacks for 2, we have snacks for 3. Instead of lunch for 2, we get lunch for 3. Not only that, since everyone is lining up to use the printers at school, andrea and I are now resulting to using our own printers at home, which translates to ink expenses. It’s still more than a weekend to go before the next payday and yet we’re already on our reserves.

It seems that we have to re-evaluate the way we allocate our money because it doesn’t look like we’ll be able to save up with the way things are going. Especially with mateo nearing school age, we can’t afford not to store for the rainy days. So far, andrea’s own MS Excel program is the only budgeting software we use for this but I guess it’s not as reliable as it was before. Well, it’s either that or we win in the lottery! Haha!